Is LASIK Covered by Insurance?

Many health insurance companies consider LASIK an “elective” or “cosmetic” procedure, meaning your life does not depend on having the treatment.

Some health insurance policies may cover LASIK surgery, or at least a portion of it. Many will not, but it doesn’t hurt to double check. If your procedure is medically necessary, your insurance should help you out.

Additionally, LASIK is now included in many patients’ Medical Spending Accounts (MSA), Flex Plans (FP) or Flexible Spending Accounts (FSA).

Since most health insurance companies sell numerous different plans and those plans can differ quite a bit in what they cover, you should talk with your benefits coordinator directly to find out if you have any coverage.

Please remember, Virginia Eye Consultants offers our patients a variety of attractive financing options in paying for their All-Laser LASIK or other procedures. We also accept Care Credit.